What is a DSCR Loan?
A DSCR loan (Debt Service Coverage Ratio loan) is a type of financing designed for real estate investors. Rather than qualifying borrowers based on personal income, tax returns, or employment history, lenders evaluate the property's ability to generate enough rental income to cover its own debt obligations.
Ready to get started?
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Down payments starting at 20% minimum
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DSCR loans require a credit score of 660 or greater
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No PMI